ADS Financial LLC. Has compiled a list of some successful debt negotiation with various creditors. This list shows results that you can accomplish with a membership to the www.adsdebtsettlement.com.  ADS believes that debt settlement is an important alternative to bankruptcy.

Below, please find some debt settlement offers. These clients of various debt settlement companies used debt negotiation as an alternative to debt consolidation, debt management, or consumer credit counseling in order to get out of debt and avoid personal or business bankruptcy.  The following are several sample settlement letters originating from the creditors

• First Card debt settlement, debt negotiation letter. (1999)  $4,530.00 paid on balance of $11,316.70. 60% debt reduction.

• Discover debt negotiation, debt settlement letter. (2002)  $4,547.00 paid on balance of 12,991.90.  65% debt reduction.

• Discover debt negotiation, debt settlement letter. (2002)  $2,241.00 paid on balance of $6,401.96. 65% debt reduction.

• First National Bank of Omaha debt negotiation, debt settlement letter. (2002)  $2972.00 paid on balance of $5,943.00. 50% debt reduction.

• American Express debt negotiation, debt settlement letter. (2002)   $10,614.00 paid on balance of $34,718.00. 69% debt reduction.

• Citibank debt negotiation, debt settlement letter. (2002)  $6,500.00 paid on balance of $13,092.89. 50% debt reduction.

• Citibank debt negotiation, debt settlement letter. (2002)  $487.21 paid on balance of $1218.03. 60% debt reduction.

• Chase Manhattan Bank debt negotiation, debt settlement letter. (2002)   $4,959.88.00 paid on balance of $14,171.06. 65% debt reduction.

• Discover debt negotiation, debt settlement letter. (2002)  $2,551.00 paid on balance of $8,503.44. 70% debt reduction.

• American Express debt negotiation, debt settlement letter. (2000)  $5,520.58 paid on balance of $13,801.44. 60% debt reduction.

• Wells Fargo / First Interstate / Max Flow Corp. / Law Firm debt negotiation, debt settlement Letter. (2002)  $4,454 paid on balance of $11,137. 60% debt reduction.

• First USA debt negotiation, debt settlement letter. (2002)  $1,668 paid in installments over 4 months on balance of $5,333.76. 69% debt reduction with payments over 4 months.

• Chase debt negotiation, debt settlement letter. (2002)  Installments of $116 and $2,263 to settle on balance of $6,799.49. 65% debt reduction with payments over 2 months.

• Chase debt negotiation, debt settlement letter. (2002)  Installments of $733.53 and 11 installments of $800 to settle on balance of $17,604.65. 50% debt reduction with payments over 12 months.

• Citibank debt negotiation, debt settlement letter. (2002) 3 installments of $494.38 paid on balance of $3,707.87. 60% debt reduction with payments over 3 months.

• Household debt negotiation, debt settlement letter. (2002)  $1,722.52 paid on balance of $3,131.85. 65% debt reduction with potential payments of up to 6 months.

• Merrick Bank debt negotiation, debt settlement letter. (2002)  3 installments of $613.34 paid on balance of $3,630. 50% debt reduction with payments over 3 months.

• American Express, letter of debt negotiation. (2004) $7,625.96 paid on balance of $19,553.76. 61% reduction of debt.

• Bank One debt settlement letter. (2004) $4,647 paid on balance of $11,617.68. 60% reduction of debt.

• Collection Agency debt reduction letter. (2004) $2,885.94 paid on balance of $9,619.81. 70% debt reduction.

• Direct Merchants debt settlement letter. (2004) $2,500 paid on balance of $11,710. 78% savings.

• Chase Bank, letter of debt negotiation. (2004) $3,300 paid on balance of $13,203.18. 75% debt elimination.

• Bank of America, debt negotiation letter. (2005) $2,108.63 paid on balance of $7,028.75. 70% savings.

• Discover debt negotiation, debt settlement letter. (2005)  $3,647.37 paid on balance of $7,294.73. 50% debt reduction.

• Chase Bank debt negotiation letter. (2005) $18,114.56 paid on balance of $40,254.57. 55% savings.

• Bank of America debt settlement letter. (2005) $6.711.60 paid on balance of $16.489.14. 60% debt reduction.

• Bank of One debt settlement letter. (2005) $7.200.00 paid on balance of $20.575.45. 65% debt reduction. 

• MBNA debt settlement letter. (2005) $3.185.00 paid on balance of $9.093.63. 65% debt reduction.

• Best Buy debt settlement letter. (2005) $1.685.11 paid on balance of $5.617.05. 70% debt reduction.

• Fleet Bank debt settlement letter. (2005) $2.155.60 paid on balance of $6.220.14. 65% debt reduction.

• Discover debt settlement letter. (2005) $4.901.50 paid on balance of $10.892.22. 55% debt reduction.

• Bank One debt settlement letter. (2005) $5.395.50 paid on balance of $12.545.22. 57% debt reduction.

• National Group debt settlement letter. (2006) $1.962.00 paid on balance of $4.263.41. 54% debt reduction.

• American Express debt settlement letter. (2006) $6.500.00 paid on balance of $21.655.31. 70% debt reduction.